Homeowners Insurance with FLOOD included

Texas Homeowner Insurance

Twico is the first Homeowners Insurance carrier to offer flood to all eligible homes in Texas.

Flood
The primary intent of this coverage is to provide residential flood coverage, for those that are subject to flooding, whether or not they reside in FEMA flood zones.

Service Line Protection
This service provides for “service line failures” to a covered service line. “Service line failure” can be a leak, break, tear, rupture, collapse or arcing of a covered service line.

Home System Protection
Home system breakdown is defined as sudden and accidental: mechanical failure, electrical breakdown, bursting, cracking or splitting, and/or electronic circuitry impairment of covered home equipment that results in direct physical damage or loss of function and requires repair or replacement of all or part of the damaged covered home equipment.

Home Cyber Protection
This coverage is composed of three components:
1. Cyberattack
2. Cyberextortion
3. Online Fraud

Data Breach Protection
Pays for costs for an individual to respond to the loss, theft, accidental release or accidental publication of personally identifying information or personally sensitive information in which you are entrusted.

Identity Recovery
Pays for various out-of-pocket expenses due to an identity theft. These expenses include legal fees for an answer to civil judgment and defense of criminal charges, notary and filing fees, phone, postage and shipping fees, credit bureau reports, lost wages, child or elder care costs and mental health counseling.

Texas Home Insurance Quotes

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