Flood Cost

Texas Flood Insurance Cost


Texas Flood Insurance Quote | Best Flood Insurance in Texas | Flood Insurance Quote Texas | Flood Insurance Texas cost

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Texas Flood Insurance Quote

Facts about National Flood Insurance Program (NFIP) Texas flood insurance rates/cost...

  • NFIP is controlled by FEMA
  • Flood insurance rates are set by NFIP and do not differ from company to company.
  • Areas of moderate or minimum flooding potential may qualify for lower cost flood insurance with a Preferred Risk Policy.
  • The cost of flood insurance is based on some of these factors:  
    • Location: Flood Risk Zone
    • Building Occupancy
    • Number of Floors
    • Year of Construction
    • Amount of coverage and deductible

Preferred Risk Policies provide protection at the best price.

  • For just $119 a year, homeowners can purchase a minimum of $20,000 building and $8,000 contents coverage ($25 more if there is a basement).
  • Did you know that you can purchase flood insurance even if you don't own the property?  Yes, Renters need Flood Insurance too!  
  • Renters can pay as little as $39 per year for $8,000 contents coverage.
  • Business owners can buy $50,000 building coverage and $50,000 contents coverage (per building) for just $550 per year.
  • Business owners who lease their space can purchase $50,000 contents coverage for just $145 per year.
  • To qualify for a PRP, the property must be located in a low to moderate risk zone.

Ways to Save on Flood Insurance

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