Texas Flood Insurance Cost
Texas Flood Insurance Quote | Best Flood Insurance in Texas | Flood Insurance Quote Texas | Flood Insurance Texas cost
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Texas Flood Insurance Quote
Facts about National Flood Insurance Program (NFIP) Texas flood insurance rates/cost...
- NFIP is controlled by FEMA
- Flood insurance rates are set by NFIP and do not differ from company to company.
- Areas of moderate or minimum flooding potential may qualify for lower cost flood insurance with a Preferred Risk Policy.
- The cost of flood insurance is based on some of these factors:
- Location: Flood Risk Zone
- Building Occupancy
- Number of Floors
- Year of Construction
- Amount of coverage and deductible
Preferred Risk Policies provide protection at the best
price.
- For just $119 a year, homeowners can purchase a minimum of $20,000 building and $8,000 contents coverage ($25 more if there is a basement).
- Did you know that you can purchase flood insurance even if you don't own the property? Yes, Renters need Flood Insurance too!
- Renters can pay as little as $39 per year for $8,000 contents coverage.
- Business owners can buy $50,000 building coverage and $50,000 contents coverage (per building) for just $550 per year.
- Business owners who lease their space can purchase $50,000 contents coverage for just $145 per year.
- To qualify for a PRP, the property must be located in a low to moderate risk zone.
