Texas Flood Insurance

Flooding is the most common natural disaster.

• Floods can occur almost anywhere at anytime. You don't need to live near water.
• Flash floods, inland flooding and seasonal storms bring flooding to every region of the country.
• Just inches of water can cause tens of thousands of dollars in damage.

Most homeowners insurance does not cover floods.

• Only flood insurance financially protects your home and your personal property from floods.
• A flood insurance policy compensates homeowners, renters and business owners for all covered losses, and as opposed to a disaster loan, there is no payback requirement.
• The average flood insurance premium is around $500 a year. Outside of high-risk areas, premiums start as low as $119 a year.
• Once purchased, there is a 30-day waiting period for the policy to become effective, so don't wait to buy it!

You can purchase flood insurance no matter what your flood risk is.

• It doesn't matter whether your flood risk is high or low, you can buy flood insurance as long as your community participates in the National Flood Insurance Program.
• You can get flood insurance if your house has been flooded before, and you can purchase it even if your mortgage doesn't require it.
• About 25 percent of all flood insurance claims come from low- to moderate-risk areas.

Texas Flood Insurance Quote - Visit our page about cost of flood insurance in Texas.  We offer the best flood insurance company, NFIP (part of FEMA), with the best flood insurance rates.  The Preferred Risk Policy has the lowest flood insurance cost available.